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The Fund’s sole purpose is to keep members’ workers’ compensation costs low, reliable and predictable.
Grocery Cart
Qualified members of this self-insured program can save up to 32% on their workers’ compensation coverage.
Lady Worker in Store
Safety education resources available for employee training.
Man Worker in Store
Safety and Loss Control Services – specifically designed for the food processing and distribution industry.
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There are so many VALUALBLE reasons why you should belong to your industry’s workers’ compensation program.

Welcome to the Michigan Grocers Fund

The Michigan Grocers Fund was established in 2014 with the sole purpose of keeping members' workers' compensation costs low, reliable and predictable. Owned and operated by its members, the Michigan Grocers Fund offers the same protection as an insurance company.

The potential for a significant return of profit back to its members is reason enough to insure with the Michigan Grocers Fund, but there's more! 

Fund members also receive:

  • Competitive Rates - due to better risk selection. Only those with a proven record of low losses qualify!
  • Better Claims Service - Settlement authority rests with the Fund. The decision making board is comprised of members, just like you!
  • Safety & Loss Control Services - specifically designed for the grocery store and supermarket industry.